In a previous post we looked at the difference between Term & Whole life insurance. A third option is Universal Life. Universal Life lasts for the life of the insured, has a cash value, & has more options in terms of premiums. The linked article is a great overview. However there are two points I like to mention. First the article mentions a physical exam. The exam is not always required, they key is to be as honest in the application to verify again your medical footprint. The other point...Read more
Since March 2020 we have heard about covid everyday; it's impossible not to make us think about our health & that of our loved ones. Covid impacts folks differently, some folks get uncomfortable flu symptoms & others are critically impacted. We don't know how we will be impacted, what you can do is plan for the unexpected.
Check out this great article:Read more